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I think I started posting pictures of this road project in December or February. The road crews are making great progress in my eyes but we still haven't seen one dollar and now someone has torn the siding off the gable on one side of the house. I first noticed it after the cable men were here moving lines but of course they have denied doing it. So I called the power company because they were also moving lines, but of course, they denied it, so I called Verizon because they have also moved line, but of course they have denied doing it. I'm not sure what the next step is. My husband called the cable man again and he actually told him that he's been instructed not to discuss this with him anymore. My husband asked him to write a letter stating that and he said he would but we haven't seen it. Any ideas?

Welll great---I just lost a lengthly and detailed post on this problem.

so the readers digest version is----go to a lawyer---you have been walked on long enough over this problem in my opinion--and will continue to be walked on until they are done and you have NO recourse if you do not see prfessional advice now. Sounds to me like they all know this.

not to worry about the fees, many have a 1 free consultation policies and many will not charge you unless you are victorious---call and ask questions first--and chose a lawyer that specializes in this type of thing specifically.

Good luck!!--- remember, I am thinking that all of these people are tresspassing until they have a signed paper saying that you do not own said piece of property any longer, OR that you have signed a waiver----have you done either???

Lawyer, just like Carol said. That is TERRIBLE Sheri....they are really messing you guys around with this project of theirs. I'd be screaming mad.....

Oh man Sheri! Those people have been terrible to you! I would definitely contact a lawyer! It really is too bad that all of this is happening to you!!

We haven't signed anything. I called the utility commission today and Verizon called me and told me that someone will be calling me. We'll see.

The man from Verizon has called and it's there fault - duh.

I am glad they actually called you back.
Well yes that makes sense, but are they going to make this right with you???

yes, what are they going to do for you? free phone for life

he called again today and said to get 2 estimates for him.

I'm glad at least that they are going to fix it...but really it shouldn't have ever happened....they should've been more careful!

I agree Loz. And I had to call the Utilities Commission to get a response from Verizon. Now the ball is back in our court. We're to get two estimates. I hope we get two really high ones. They deserve it.

And by the way. I despise Time Warner. That is the sorriest company as far as customer service. If we ever get another digital or cable company out this way I'll change in a second. Time Warner isn't regulated by anyone and can get away with anything - lying, cheating, horrible customer service.

I hope you get high estimates too. I totally agree that they deserve it. It is terrible that it happened and now they should have to pay dearly for it.

That is bad.

They were trying to mess you over, I say make 'em pay,-- I think that is just what they deserve.

We have a goofy problem with water line people like that .
They messed our lane and field and that was last November , no talks seems to get action......

So we know the type......
Like we dont have enough.

b

are they regulated by the Utility Commission? Verizon is and that's the only reason they're being so nice. I reported them. I wish I could report Time Warner Cable.

I hope this all works out for you---it is so wrong to have all of this done to you and your family.

sad

sheri I was wondering how things were going???

Verizon has agreed to pay for the repairs. We've gotten a person to give them a quote to repair things and we're waiting at this point.

Wonderful for you Sheri......put some sun in your day.

that is wonderful, Sheri---I hope they do not just let things "go" now.


Now, if I am not asking too many questions, has anyone bought the piece of your property that is being claimed for the road???

even if it is claimed without your say so, don't they have to pay of it????

And all of the trees they took out?

They will eventually have to pay but I don't know when that will be. We've been hearing that with the economy the way it is that the money may go directly to the mortgage company and not come to us. It's up to the mortgage as to how that's handled. That's what I've heard anyway. If that happens, it will be applied to the principal of our house.

May I add my 2 cents?

You if you have a mortage, you dont own the land till the mortgage is paid in full. There fore it is correct for the mortgage holder to receive the money and deduct it from the mortgage.
If your on a mortgage, you dont own the place till it is paid off.

I have been saying that all along----you had better speak to a lawyer.--sounds like you are getting sold down the river.

when they put in a new Highway here, the price was agreed upon and the papers signed BEFORE any work was even begun.
[b] ((friends of my parents had to sell their farm to the state, for a cloverleaf--and they argued with them for a long time, because the price they were offered, and eventually had to take, was far less than it was worth--they had to take it or have the land condemed and "Taken"--so be careful))--[/b]not to mention when the road is done--what is your recourse--ya gonna make them dig it up--???

---have you considered making them buy the whole house???--if you will not be able to ever sell it, it would be a consideration.

and something else to consider...
how does your mortgsage read. some read where the lender will NOT take lump sums to go to the principle--or if they do there will be a penalty due--because they WANT the interest that they would of got if you just paid the monthy payments for the full agreed upon loan time. I know Suzie Orman says to pay extra on your mortgage--even if it is 1 payment a year--but my DD says if she and her DH do this, they get penalized--and she is all about saving money--believe me.--if she could do it, she would be.

she said when they borrowed money for her car she had to fight to get that clause taken out, because she knew they were going to be able to pay it off early.

and yes, my SIL has very good credit, and has delt with this one bank, as has his family, for years.

that is all true barb, but since sheri borrowed the money--she is responsible for it.--AND at very least the money should be run thru her and her DH.(a check made out to sheri and her DH but payable to the mortgage company.---how else would she KNOW how much was paid for the strip of land taken for the road??

I can see this all taking place, and Sheri not seeing a penny--and as it is going, it looks like it will happen.--she will have less land, what she has will be less marketable, and she will owe the same money???? not a good situation, for sure.--

The man finally fixed the siding on the house. Yippee.

We've talked to several people and some of the mortgage companies have required the money come directly to them. This isn't usually the case around here but since all the mortgage crisis stuff that's what is happening. The people to the right of us haven't been paid either but he was told the same as us, that if it is paid to the mortgage lender it will go toward the principal and we will not receive a 1099. He actually has the paperwork that says that so when they come back to have us sign off I guess we will get the paperwork too. He said it is strictly up to whatever mortgage lender we have. That the check will be made out to us but if the mortgage lender wants it we will have to have a court hearing and fight that, which we will not do. If it's going to the principal I'm happy with that. We could have refused to let them work in our yard, which is exactly what our neighbor has done, until we're paid off but it's gonna happen anyway and since we are in the middle of it I didn't want them having to come back and tear everything up again. I think it may add to the value of our house in the end.

Most loans have no penalties for paying off your loan early or making extra payments. I would not take a loan if their was a penalty but that is just me. We pay extra towards our principal every month if we can. We may miss a month here and there but not very often. I think it is terrible that they do that with some loans!!!

Jess I agree totally. If you knew how tight my Daughter was with a dime, you would know if she could of gotten out of taking out a loan like this she would have.---

I think I may have to haver a talk with my SIl and see jsut exactly what the story is..... :wink:

Sheri, so glad your house got repaired

It seems crazy to be penalized for paying off a loan but I guess they're missing their interest. I don't think mortgages fall under that rule. Anyway, it will be the lenders decision if they take this money so they shouldn't be able to penalize us for their own decision. I'll fight them on that one for sure.

That is different .
But the rate they will get by loaning out the early payment , may drop and they loose 2 times there.

Best to try to put down a larger down payment.

I hope to have to never buy another house. I feel sorry for young married trying to start a life. Everything is so over priced. I don't know how people do it. I worked with a woman who was paying her entire paycheck for daycare. She said she was working to be able to have the insurance because her husband didn't have any at his job.

It is really sad!! It is hard for anyone just getting started out to make it!!

yes I agree, I see it for myself--watching the kids try to get by---